Insurance & Payment Options
At Drs. Nicolas & Asp centers, we accept most of the major insurance companies’ cards on a direct billing basis; which includes all approved Medical and Dental services. However, where no direct settlement facility is available, all patients will be assisted in processing the required documentation to submit their claims.
We have direct billing agreements with the following insurance companies, Third Party Administrators and Corporate Partners, noting that terms and conditions might apply to certain policies..
For all Insurance related enquiries, kindly visit our Enquiry page
Aetna Global Benefits
Dental Services
- ALL CARDS
Medical Services
- International Healthcare Plan (IHP)
- Healthy Aesentials: Gold, Pearl & Silver
- Pioneer & Summit Plans: Tiers 1,2,3
Note:
- There should be Direct Billing/Direct Settlement mentioned on those card types.
- All cards starting with “W”
Al Khazna
Dental Services
- Pay & Claim
Medical Services
- Premium
- Premium Plus
ALMADALLAH
Dental Services
- ALL CARDS EXCEPT GOVERNMENT AND DUBAI POLICE
Medical Services
- GN+ (General Network Plus) Except Government and Dubai Police
- GN (General Network) Except Government and Dubai Police
AXA Insurance (Gulf)
Dental Services
- ALL CARDS
Medical Services
- Star
- Star SEHA
- Star Plus
- AXA 1
- AXA 2
- AXA 3
AXA PPP
Dental Services
- All card members need a ‘referral letter’ or ‘Guarantee of Payment (GOP) letter’ from AXA PPP along with membership card
Medical Services
- All their members having ‘referral letter’ or ‘Guarantee of Payment (GOP) letter’ from AXA PPP along with membership card
Bupa International – Oman Insurance
Dental Services
- ALL CARDS
Note:
- Direct Billing and OP: Out Patient must be mentioned on the card.
- Oman Insurance Company OIC/BUPA: Following services will be on reimbursement basis: vaccination, wellness check up and dental services
Medical Services
- Elite Network
- Premium Network
- Oman Insurance Company OIC/BUPA
- Cards with a note “Drs. Nicolas & Asp Center” on card
Note:
- For Premium networks: Direct Billing and OP: Out-Patient must be mentioned on the card.
- Oman Insurance Company OIC/BUPA: Following services will be on reimbursement basis: vaccination, wellness checkup and dental services
CEGA GROUP MEDICAL SERVICES
Dental Services
- All their members having ‘referral letter’ or ‘Guarantee of Payment (GOP) letter’ from CEGA
Medical Services
- All their members having ‘referral letter’ or ‘Guarantee of Payment (GOP) letter’ from CEGA
Cigna International
Dental Services
- silver and white cards
Subject to Eligibility check in CIGNA ENVOY
Medical Services
- silver and white cards
Connex Assistance & Middle East & Africa
Dental Services
- Eligibility for direct billing will be determined by the ‘referral form’ provided by Conex Assistance as they do not have cards.
Medical Services
- Eligibility for direct billing will be determined by the ‘referral form’ provided by Conex Assistance as they do not have cards.
Euro Center
Dental Services
- All cards are accepted on direct billing given that the patient is having a ‘referral form’ or Guarantee of Payment (GOP) from Euro Center
Medical Services
- No Direct Billing
Geo Blue
Dental Services
- All cards are accepted on direct billing given that the patient is having a ‘referral form’ or Guarantee of Payment (GOP) from Geo Blue.
Medical Services
- All cards are accepted on direct billing given that the patient is having a ‘referral form’ or Guarantee of Payment (GOP) from Geo Blue.
Gulf Agency Company
Dental Services
- Eligibility for direct billing will be determined by the ‘referral form’ provided by Gulf Agency Company as they do not have cards.
Medical Services
- Eligibility for direct billing will be determined by the ‘referral form’ provided by Gulf Agency Company as they do not have cards
Henner Group (GMC)
Dental Services
- All groups of beneficiaries with Henner and/or GMC logos
Note:
- All cards are accepted on direct billing given that the patient is having a Guarantee of Payment (GOP) from Henner Group (GMC)
Medical Services
- All groups of beneficiaries with Henner and/or GMC logos
Note:
- All cards are accepted on direct billing given that the patient is having a Guarantee of Payment (GOP) from Henner Group (GMC)
HTH worldwide
Dental Services
- All cards are accepted on direct billing given that the patient is having a referral form or Guarantee of Payment (GOP) from HTH worldwide.
Medical Services
- All cards are accepted on direct billing given that the patient is having a referral form or Guarantee of Payment (GOP) from HTH worldwide.
International SOS
Dental Services
- All cards are accepted on direct billing given that the patient is having a referral form or Guarantee of Payment (GOP) from International SOS.
Medical Services
- All cards are accepted on direct billing given that the patient is having a referral form or Guarantee of Payment (GOP) from International SOS.
Marm
Dental Services
- All cards are accepted on direct billing given that the patient is having a ‘referral form’ or Guarantee of Payment (GOP) from MARM.
Medical Services
- All cards are accepted on direct billing given that the patient is having a ‘referral form’ or Guarantee of Payment (GOP) from MARM.
MedNet
Dental Services
- ALL CARDS
Medical Services
- Gold
- Silver Premium
Metlife Alico
Dental Services
- ALL CARDS
Medical Services
- VIP
- Gold
- Sliver
MSH
Dental Services
- ALL CARDS
Medical Services
- Comprehensive Network
- Platinum Network
- Additional Companies cards that are accepted – Schlumberger, Previnter, ASFE, European
NAS
Dental Services
- Accepted Cards under:
- Methaq Takaful
- Orient Insurance
- Tokio Marine
- Dubai Insurance
Medical Services
- All NAS cards having CN IN & OUT,EN IN & OUT,GN IN & OUT
Neuron
Dental Services
- Accepted Cards under:
- Cigna
- Aetna/ Al Ain Ahlia
- PCFC
- Dubai Insurance
- Orient Insurance
- Tokio Marine
- Methaq Takaful
- RTA
- Dubai Government – Program 1 (ENAYA)
- Dubai Government – Program 1 (SAADA)
- DEWA
- Emarat
Medical Services
Note:
- All cards except under:
- Enaya
- Saada
- Empower
- Emarat
Nextcare
Dental Services
- ALL CARDS
Medical Services
- GN+ (General Network Plus)
- GN (General Network)
Applicable only to group :
- Prime Minister’s Office & NGI
NGI-HealthNet
Dental Services
- All Cards
Medical Services
- HN Exclusive
- HN premier Total treatment cost above AED 750.00 (excluding consultation) requires pre-approval.
Now Health International
Dental Services
- All cards with a note “Drs. Nicolas & Asp Center” on card
Medical Services
- ALL CARDS
Oman Insurance Company
Dental Services
- ALL CARDS
Medical Services
- Elite Network
- Premium Network
- Cards with a note “Drs. Nicolas & Asp Center” on card
Prestige International
Dental Services
- All cards are accepted on direct billing given that the patient is having a referral form or Guarantee of Payment (GOP) from Prestige International.
Medical Services
SAICO (Saudi Arabian Insurance Company)
Dental Services
- ALL CARDS
Medical Services
- Gold Cards
Seven Corners International
Dental Services
- All categories (Cards) are accepted
Note:
- All cards are accepted on direct billing given that the patient is having a Guarantee of Payment (GOP) from Seven Corners International.
Medical Services
Payment Options
For our patients' convenience, we have partnered with all major banks to offer 0% Interest Installment Plans. You can pay on 3, 6 or 12 months installments.
